One Call Insurance, Inc. - Personal Property Casualty Insurance

insurance \In*sur"ance\, n. - system for indemnifying or guaranteeing an individual against loss. Reimbursement is made from a fund to which many individuals exposed to the same risk have contributed specified amounts, known as premiums, so that payment for the loss is divided among many, not falling heavily upon the actual loser. The essence of the contract of insurance, called a policy, is mutuality.

Auto - Auto insurance is a form of protection against the risks associated with owning and driving an auto, which could potentially lead to significant financial loss if not properly covered by insurance. The two basic categories of auto insurance coverage are liability and physical damage.

Boats/Yachts - Boat owners insurance works much like auto and homeowners insurance. Policies provide basic coverages that you can customize to meet your specific needs. Here are some of the hazards boat owners insurance can cover. Damage in hauling or launching, loss of motor overboard, fire, lightning, explosion, sinking and stranding, underwater damage and theft.

Flood - Flood insurance provides coverage that your homeowners insurance doesn't - coverage for damages caused by floods.

Home - Homeowner's insurance protects homeowners against losses resulting from damage to their home, its contents and certain other structures, as well as for personal liability. Renter's insurance provides similar protection for apartments and rental houses. Whether you rent or own your home, you want to protect it from loss.

Umbrella - Umbrella liability insurance, or excess personal liability coverage, is intended to protect you in case you are held personally liable to another person for injury or property damage.